:root {
  --bg: #fffaf7;
  --bg-soft: #fff1e8;
  --surface: rgba(255,255,255,0.88);
  --surface-strong: #ffffff;
  --border: rgba(15,23,42,0.10);
  --ink: #0f172a;
  --muted: #64748b;
  --primary: #f97316;
  --primary-dark: #ea580c;
  --red: #ef4444;
  --amber: #f59e0b;
  --green: #10b981;
  --blue: #2563eb;
  --shadow-card: 0 24px 70px rgba(15,23,42,0.10);
  --shadow-accent: 0 22px 60px rgba(249,115,22,0.16);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(circle at 8% -8%, rgba(249,115,22,0.16), transparent 34rem),
    radial-gradient(circle at 92% 2%, rgba(245,158,11,0.14), transparent 30rem),
    linear-gradient(180deg, #fffefd 0%, #fff7ed 48%, #ffffff 100%);
  line-height: 1.6;
  min-height: 100vh;
}
body::before {
  content: "";
  position: fixed;
  inset: 0;
  background-image:
    linear-gradient(rgba(249,115,22,0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(249,115,22,0.035) 1px, transparent 1px);
  background-size: 54px 54px;
  mask-image: linear-gradient(to bottom, rgba(0,0,0,0.55), transparent 70%);
  -webkit-mask-image: linear-gradient(to bottom, rgba(0,0,0,0.55), transparent 70%);
  pointer-events: none;
  z-index: 0;
}
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.page-shell { position: relative; z-index: 1; padding: 126px 0 72px; }

.site-header {
  position: fixed;
  z-index: 100;
  top: 0;
  left: 0;
  right: 0;
  background: rgba(255,255,255,0.82);
  backdrop-filter: blur(20px) saturate(1.3);
  -webkit-backdrop-filter: blur(20px) saturate(1.3);
  border-bottom: 1px solid rgba(15,23,42,0.08);
  box-shadow: 0 10px 34px rgba(15,23,42,0.06);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 0;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-weight: 900;
  letter-spacing: -0.04em;
  white-space: nowrap;
}
.brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  color: #fff;
  font-weight: 900;
  background: linear-gradient(135deg, #f97316 0%, #ef4444 52%, #f59e0b 100%);
  box-shadow: 0 14px 32px rgba(249,115,22,0.28);
}
.navlinks {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  flex-wrap: wrap;
}
.navlinks a {
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 750;
  padding: 8px 13px;
  border-radius: 999px;
}
.navlinks a:hover,
.navlinks a.active { color: var(--ink); background: rgba(249,115,22,0.08); }
.navlinks .nav-cta {
  color: #fff;
  background: linear-gradient(135deg, #f97316 0%, #ef4444 58%, #f59e0b 100%);
  box-shadow: 0 12px 30px rgba(249,115,22,0.24);
}

.flow-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  gap: 34px;
  align-items: start;
  margin-bottom: 32px;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(249,115,22,0.22);
  background: rgba(255,255,255,0.76);
  border-radius: 999px;
  padding: 7px 14px;
  color: var(--primary);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--amber);
}
h1 {
  font-size: clamp(2.55rem, 5vw, 4.8rem);
  line-height: 0.98;
  letter-spacing: -0.06em;
  margin: 0 0 18px;
  font-weight: 900;
}
h1 em {
  display: block;
  font-style: normal;
  color: transparent;
  background: linear-gradient(110deg, #f97316 0%, #ef4444 46%, #f59e0b 100%);
  -webkit-background-clip: text;
  background-clip: text;
}
.lead {
  color: var(--muted);
  font-size: 1.04rem;
  max-width: 700px;
  margin: 0 0 24px;
}

.stepper {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin: 24px 0 0;
}
.step-pill {
  min-height: 76px;
  border: 1px solid var(--border);
  background: rgba(255,255,255,0.76);
  border-radius: 18px;
  padding: 12px;
  color: var(--muted);
  font-size: 0.83rem;
  font-weight: 750;
}
.step-pill strong {
  display: block;
  color: var(--ink);
  font-size: 0.92rem;
  margin-bottom: 2px;
}
.step-pill.active {
  border-color: rgba(249,115,22,0.34);
  box-shadow: var(--shadow-accent);
  background: #fff;
}

.panel {
  border: 1px solid rgba(15,23,42,0.09);
  background: var(--surface);
  border-radius: 24px;
  box-shadow: var(--shadow-card);
  padding: 24px;
}
.panel h2, .panel h3 {
  margin: 0 0 8px;
  letter-spacing: -0.04em;
  line-height: 1.05;
}
.panel p { color: var(--muted); margin: 0 0 18px; }
.grid-two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.field { display: grid; gap: 7px; margin-bottom: 15px; }
.field.full { grid-column: 1 / -1; }
.label-text {
  color: var(--ink);
  font-size: 0.82rem;
  font-weight: 850;
}
input, select, textarea {
  width: 100%;
  border: 1px solid rgba(15,23,42,0.11);
  border-radius: 16px;
  background: rgba(255,255,255,0.92);
  color: var(--ink);
  padding: 12px 14px;
  outline: none;
}
textarea { min-height: 122px; resize: vertical; }
input:focus, select:focus, textarea:focus {
  border-color: rgba(249,115,22,0.55);
  box-shadow: 0 0 0 4px rgba(249,115,22,0.11);
}
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-top: 18px; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 18px;
  border: 0;
  border-radius: 999px;
  font-weight: 850;
  cursor: pointer;
}
.btn-primary {
  color: #fff;
  background: linear-gradient(135deg, #f97316 0%, #ef4444 58%, #f59e0b 100%);
  box-shadow: 0 14px 32px rgba(249,115,22,0.25);
}
.btn-ghost {
  color: var(--ink);
  background: rgba(255,255,255,0.8);
  border: 1px solid rgba(15,23,42,0.11);
}
.btn-soft {
  color: var(--primary-dark);
  background: rgba(249,115,22,0.11);
}
.summary-list { display: grid; gap: 10px; margin-top: 10px; }
.summary-row {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  border-bottom: 1px solid rgba(15,23,42,0.08);
  padding: 10px 0;
  color: var(--muted);
}
.summary-row strong { color: var(--ink); text-align: right; }
.notice {
  border: 1px solid rgba(37,99,235,0.18);
  background: rgba(37,99,235,0.07);
  color: #1d4ed8;
  border-radius: 18px;
  padding: 14px 16px;
  font-weight: 750;
  margin: 16px 0;
}
.warning {
  border-color: rgba(245,158,11,0.25);
  background: rgba(245,158,11,0.12);
  color: #92400e;
}
.upload-zone {
  border: 1px dashed rgba(249,115,22,0.48);
  background: rgba(255,255,255,0.66);
  border-radius: 22px;
  padding: 26px;
  display: grid;
  gap: 12px;
  text-align: center;
}
.file-list { display: grid; gap: 8px; margin-top: 16px; }
.file-item {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  border: 1px solid rgba(15,23,42,0.08);
  background: #fff;
  border-radius: 14px;
  padding: 10px 12px;
  color: var(--muted);
  font-size: 0.9rem;
}
.qr-wrap {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 18px;
  align-items: center;
}
.qr-wrap img {
  width: 180px;
  height: 180px;
  border-radius: 18px;
  border: 1px solid rgba(15,23,42,0.1);
  background: #fff;
}
.upi-id {
  display: inline-flex;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(16,185,129,0.12);
  color: #047857;
  font-weight: 850;
}
.policy-body {
  max-width: 820px;
  display: grid;
  gap: 16px;
}
.policy-body h2 { margin: 20px 0 4px; }
.policy-body p, .policy-body li { color: var(--muted); }
.policy-body ul { margin: 0; padding-left: 20px; }

.site-footer {
  position: relative;
  z-index: 1;
  border-top: 1px solid rgba(15,23,42,0.08);
  background: rgba(255,255,255,0.78);
  padding: 30px 0;
  color: var(--muted);
}
.footer-row {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
  font-size: 0.9rem;
}
.footer-links {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  font-weight: 750;
}

@media (max-width: 820px) {
  .flow-hero, .grid-two, .qr-wrap { grid-template-columns: 1fr; }
  .stepper { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .page-shell { padding-top: 112px; }
  .nav { align-items: flex-start; flex-direction: column; gap: 12px; }
  .navlinks { justify-content: flex-start; }
  .qr-wrap img { width: 160px; height: 160px; }
}

@media (max-width: 520px) {
  .wrap { width: min(100% - 28px, 1120px); }
  .panel { padding: 18px; border-radius: 20px; }
  .stepper { grid-template-columns: 1fr; }
  .summary-row { flex-direction: column; gap: 2px; }
  .summary-row strong { text-align: left; }
}